About Us. 

Established in 2002

Our Goal

Since 2002, Net Cost Advisors has been showing hundreds of clients how to negotiate the best insurance program, in less time and with the lowest possible cost. We are not brokers or agents - we represent our client's interests exclusively. 

• Reduce Premiums - dramatically.
• Save time - a lot of time - time you and your staff now spend bidding your insurance.
• For Free.  Most clients pay nothing for our services.

Net Cost Advisors will show you how to identify and choose the very best brokers, so that their insurance company relationships benefit you.

This is only one example of how we can improve your insurance program.

We also put you in control of the information that represents your business to underwriters, a critical piece in reducing cost. Underwriters will tell you that application quality is critical to obtaining the lowest possible rates.  Have you ever seen what represents your company to insurance underwriters?  Like most businesses the answer is almost certainly "no".

Underwriters will tell you that the vast majority of insurance applications they see are "bare bones", meaning very little effort went into persuading underwriters to lower pricing.  We will work with you to make sure that every insurance underwriter sees your company in absolutely the best light possible, lowering costs much further.  (You will see our work product.  Clients are always impressed when we are finished.)

Once you control the information going to underwriters, results improve dramatically.

Our Founder

Craig Cornell, CPCU
President

Craig Cornell, the founder of Net Cost Advisors, has 30 years experience in commercial insurance. Most of that time has been spent not in sales, but negotiating successfully on behalf of hundreds of insurance buyers. He is considered by many to be one of the best insurance negotiators in Southern California. His experience will show you how to:

​       Identify every viable option for risk transfer (Brokers can't tell you                    when their insurance company relationships are weak or                          non-existent). 

• Determine how to best represent your company to underwriters.
• Evaluate service providers (brokers, loss control, claims).
• Negotiate the best terms and lowest cost.

Professional Background

​Barney & Barney, LLC – May, 1990 To January 2002
Built Marketing Department (to negotiate with insurance companies on larger accounts).
Worked on new and renewal accounts, usually in competition with other brokers.
Ran 12-1 success ratio in competition with national brokers.
Premium size of accounts: $200,000 To $2,000,000.
Became Partner in 1996.
Marsh & McLennan (Los Angeles) – September, 1988 To May, 1990
Directed negotiations on all commercial new business.
Wellington – Ross Insurance (Los Angeles) – January, 1980 To September, 1998
California State Polytechnic University, Pomona – Bachelor of Arts, English Literature.  Graduated Summa Cum Laude, 1976.
University of San Francisco, School of Law – Successfully completed first-year study, 1977.
Chartered Property Casualty Underwriter (CPCU).