Advantages.Save Time, Save Money, For Free.
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The Lowest Cost Insurance Program
Go to the California Department of Insurance website, click on "Consumers", and then "Company Information". There you will see a list of nearly 200 insurance companies currently writing workers compensation for California businesses. And you can see
on the same page that there are similar numbers of insurers writing nearly every type of insurance.
As another example, there are roughly 600 group Captive Insurance Companies actively writing business insurance in the United States.
In that light, what are the chances you are overpaying for insurance right now?
- Net Cost Advisors is free to find all insurance options . . .and there are usually dozens for every business (despite what you are told).
Go to the California Department of Insurance website, click on "Consumers", and then "Company Information". There you will see a list of nearly 200 insurance companies currently writing workers compensation for California businesses. And you can see
on the same page that there are similar numbers of insurers writing nearly every type of insurance.
As another example, there are roughly 600 group Captive Insurance Companies actively writing business insurance in the United States.
In that light, what are the chances you are overpaying for insurance right now?
- Critically, we can also identify the best broker/insurance company relationships, to obtain the lowest price possible. Respectfully, this is impossible for any business to do on their own. Most businesses assign insurance companies to brokers based on a "first come/first served" approach, or a system we call Broker Roulette. (Consider this: no broker would tell you if that broker had a bad relationship with a very competitive insurance company.) We see broker results with many insurance companies for many clients, and so we can help you assign insurance companies based on actual performance.
- Finally, our long expertise with hundreds of clients assures that you will use every negotiation tactic to drive down your costs.
Earlier Quotes
- The extensive Specifications (applications and arguments) we prepare make it easier for underwriters to quote, resulting in more quotes and - more critically - better quotes. (You will see our work product that presents your company in the best light possible.)
- We will show you how to enforce timely quote deadlines of at least 7 - 10 days before expiration. This allows you to carefully consider coverage terms and price reductions that aren't possible when quotes come in a day or two before expiration.
Superior Service
- Our experience can identify superior services from both the broker and the insurance company.
- We will help you negotiate performance agreements from all insurance providers, including claims experts and other vendors.
Save Time
- Complete applications reduce broker and underwriter questions, saving you and your staff time.
- Completing applications - one time for all bidders - reduces the need for repetitive broker meetings.
Reduce Aggravation
- With complete specifications, previously irritating calls from brokers and insurance vendors are now welcome. With a mouse click, you can provide complete specifications to any broker you choose. If you prefer, you can also ask brokers to provide early indications of program structure and cost, in order to verify their value to your company in advance.
Cost Free Service
- Because our application package is so complete, most brokers agree to reimburse us, making our services free to you.